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FAQ'S
  COMMON QUESTIONS

  INSURANCE & HIPAA

  Notice of Privacy Practices

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Northern Michigan Sports Medicine Center is a participating provider with Medicare, Blue Cross Blue Shield, Blue Care Network, Priority Health and Little Traverse Bay Bands of Odawa Indians.  We will bill all other commercial insurance companies as a courtesy to our patients.  Workers Compensation and Auto Insurance claims are also billed by our experienced staff.  Following is a list of just a few of the companies we have billed on behalf of our patients.  If you do not see your insurance company listed, please contact us and a member of our staff will be happy to assist you.

 

Please contact us either by phone (231) 347-9300 or email at: Miche Micheline@northernmichigansportsmed.com.

  • AAA of Michigan  
  • AARP Health Care
  • Aetna   
  • Allstate Insurance  
  • American Medical Security  
  • ASR Corporation     
  • Auto Owners    
  • Blue Care Network 
  • Blue Cross Blue Shield 
  • CIGNA Healthcare
  • Citizens Insurance
  • Conseco Health InsuranceCompany
  • Farm Bureau Insurance 
  • Federal Blue Cross Blue Shield
  • Frankenmuth Mutual    
  • Gallagher Basset Services, Inc
  • GE Financial Assurance
  • Harleysville Lake States
  • Hastings Mutual Insurance
  • Humana
  • Libert Mutual
  • Little Traverse Bay Bands of Odawa Indians
  • Medicare

  • NGS American, Inc.

  • Priority Health

  • State Farm Health Insurance
  • Unicare

  • United Healthcare
  • Wausau Benefits
  • Weyco

We urge you to contact your insurance company before your first appointment to confirm the physical therapy benefits available under your insurance plan.  You may also call one of our six clinics and they will be happy to assist you in verifying coverage.

 

MEDICARE

 

  • NMSMC participates with Medicare and all affiliated Medicare Advantage plans.  Each clinic is individually credentialed with Medicare.
  • Our office will bill all Medicare supplemental plans for the Part B deductible and coinsurance amounts.
  • Medicare prohibits participating providers from routinely waiving the patient’s deductible and coinsurance amount under Part B services.
  • A new prescription is required every thirty days in order to continue with physical therapy.

 

BLUE CROSS BLUE SHIELD

 

NMSMC participates with most of the Blues, including out of state Blue Cross Blue Shield Plans.  Patient will be billed for any deductible and/or coinsurance amounts as indicated by their Blue Cross Blue Shield coverage, after payment is received from the insurance company. 

 

Our staff of expert billers is able to handle secondary and tertiary claims submission on behalf of our patients.  Please present all insurance cards which cover physical therapy to our front desk staff during your first visit.

HIPAA - Notice of Privacy Practices

 
Email Us
 
 

 

Petoskey [Map]
Phone (231) 347-9300

Harbor Springs [Map]
Phone (231) 348-7002

Charlevoix [Map]
Phone (231) 547-0380

Cheboygan [Map]
(231) 627-7201

Indian River [Map]
Phone (231) 238-4880

Rogers City [Map]
Phone (989) 734-7607

 
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