Northern Michigan Sports Medicine Center is a participating provider with Medicare, Blue Cross Blue Shield, Blue Care Network, Priority Health, Little Traverse Bay Bands of Odawa Indians, Veterans Choice Program & other insurance companies.  We will bill all other commercial insurance companies as a courtesy to our patients.  Workers Compensation and Auto Insurance claims are also billed by our experienced staff.  Following is a list of just a few of the companies we have billed on behalf of our patients.  If you do not see your insurance company listed, please contact us and a member of our staff will be happy to assist you.

Please contact us either by phone (231) 347-5120 or email at: This email address is being protected from spambots. You need JavaScript enabled to view it..

  • AAA of Michigan
  • AARP Health Care
  • Aetna
  • Allstate Insurance
  • American Medical Security
  • ASR Corporation
  • Auto Owners
  • Blue Care Network
  • Blue Cross Blue Shield
  • CIGNA Healthcare
  • Citizens Insurance
  • Conseco Health InsuranceCompany
  • Farm Bureau Insurance
  • Federal Blue Cross Blue Shield
  • Frankenmuth Mutual
  • Gallagher Basset Services, Inc
  • GE Financial Assurance
  • Harleysville Lake States
  • Hastings Mutual Insurance
  • Humana
  • Liberty Mutual
  • Little Traverse Bay Bands of Odawa Indians
  • McLaren Health  Plans
  • Medicare
  • NGS American, Inc.
  • Priority Health
  • State Farm Health Insurance
  • Theramatrix
  • United Healthcare
  • Veterans Choice Program
  • Wausau Benefits
  • Weyco

We urge you to contact your insurance company before your first appointment to confirm the physical therapy benefits available under your insurance plan.  You may also call one of our six clinics and they will be happy to assist you in verifying coverage.


  • NMSMC participates with Medicare and all affiliated Medicare Advantage plans.  Each clinic is individually credentialed with Medicare.
  • Our office will bill all Medicare supplemental plans for the Part B deductible and coinsurance amounts.
  • Medicare prohibits participating providers from routinely waiving the patient’s deductible and coinsurance amount under Part B services.
  • A new prescription is required every ninety days in order to continue with physical therapy.

Blue Cross Blue Shield

NMSMC participates with all of the Blues, including out of state Blue Cross Blue Shield Plans.  Patient will be billed for any deductible and/or coinsurance amounts as indicated by their Blue Cross Blue Shield coverage, after payment is received from the insurance company.

Our staff of expert billers is able to handle secondary and tertiary claims submission on behalf of our patients.  Please present all insurance cards which cover physical therapy to our front desk staff during your first visit.

HIPAA - Notice of Privacy Practices

Quick Contact

Home office Petoskey West Clinic
Phone (231) 347-9300        Email
Petoskey East (231) 348-7950
Harbor Springs (231) 348-7002
Charlevoix (231) 547-0380
Boyne City (231) 459-4750
Indian River (231) 238-4880
Cheboygan (231) 627-7201

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Petoskey, Petoskey East & Boyne City

Our Petoskey clinic is located within the Bay Street Orthopedic building, 4048 Cedar Bluff Drive. 231-347-9300 [map]

Our Petoskey East clinic is located on the corner of Mitchell & Division, 345 N. Division 231-348-7950.[map]

Our Boyne City Clinic is located in the SOBO district, 210 S Lake Street 231-459-4750 map

Charlevoix & Cheboygan

Our Charlevoix clinic is located in the Kmart Plaza, at 06510 M-66, 231-547-0380 [map] 

Our Cheboygan clinic is located south of town, 9445 N Straits Hwy, 231-627-7201 [map]

Harbor Springs & Indian River

Our Harbor Springs clinic is located next the Harbor Springs airport, 8452 M-119 Harbor Plaza, 231-348-7002. [map]                                        

Our Indian River clinic is right in the heart of downtown, 3805 South Straits Hwy, 231-238-4880. [map]